Transform Your Finances in Just 5 Minutes

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Privacy Policy

Effective Date: January 1, 2026

Information We Collect

We collect information you provide directly to us, such as when you request our expense checkup services, contact us, or subscribe to our communications. This may include your name, email address, phone number, and financial information necessary for our analysis.

How We Use Your Information

We use the information we collect to provide, maintain, and improve our services, process transactions, send you technical notices and support messages, and communicate with you about products, services, and promotional offers.

Information Sharing

We do not sell, trade, or otherwise transfer your personal information to third parties without your consent, except as described in this policy. We may share your information with trusted service providers who assist us in operating our website and conducting our business.

Data Security

We implement appropriate security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. We use encryption and secure servers to protect sensitive financial data.

Your Rights

You have the right to access, update, or delete your personal information. You may also opt out of certain communications from us. To exercise these rights, please contact us using the information provided on our website.

Contact Us

If you have questions about this Privacy Policy, please contact us at [email protected] or call +1 (773) 847-2847.

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Terms of Service

Effective Date: January 1, 2026

Acceptance of Terms

By accessing and using the services provided by 5-Minute Expense Checkup, you accept and agree to be bound by the terms and provision of this agreement.

Service Description

We provide financial analysis and expense optimization services. Our recommendations are based on the information you provide and general financial principles. Results may vary based on individual circumstances.

User Responsibilities

You agree to provide accurate and complete information when using our services. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.

Payment Terms

Payment for services is due at the time of service unless otherwise agreed upon in writing. All fees are non-refundable unless otherwise stated in our refund policy.

Limitation of Liability

Our liability shall not exceed the amount paid by you for the specific service that gave rise to the claim. We are not liable for any indirect, incidental, or consequential damages.

Modification of Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting on our website. Your continued use of our services constitutes acceptance of the modified terms.

Governing Law

These terms shall be governed by and construed in accordance with the laws of the State of Illinois, without regard to its conflict of law provisions.

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Disclaimer

Effective Date: January 1, 2026

Financial Advice Disclaimer

The information provided by 5-Minute Expense Checkup is for educational and informational purposes only and should not be considered as financial advice. We are not licensed financial advisors, and our services do not constitute professional financial planning or investment advice.

No Guarantees

While we strive to provide accurate and helpful analysis, we make no guarantees about the results you may achieve by implementing our recommendations. Individual results may vary based on personal circumstances, market conditions, and other factors.

Accuracy of Information

We make every effort to ensure the accuracy of our analysis and recommendations, but we cannot guarantee that all information is error-free or complete. Users should verify all information and consult with qualified professionals before making financial decisions.

Third-Party Links

Our website may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of these third-party sites.

Professional Consultation

For complex financial situations, we recommend consulting with qualified financial professionals, tax advisors, or legal counsel. Our services are designed to complement, not replace, professional financial advice.

Limitation of Liability

We shall not be liable for any losses, damages, or expenses arising from the use of our services or reliance on our recommendations. Users assume full responsibility for their financial decisions.

Contact Information

If you have questions about this disclaimer, please contact us at [email protected].